Financial Literacy for Young Adults

Financial Literacy for Young Adults

You’re fresh out of college and ready to begin the next chapter of your life. There’s a lot of exciting moments ahead of you as a young adult—but there’s also plenty of hurdles that will come your way.

Whether you’re starting a new job, paying off student loans, or moving out of your parents’ house, your early 20’s can be full of financial instability and stress. But by familiarizing yourself with financial literacy, you can be better prepared for success as a young adult.

Here is a guide to beginning this journey:

What is financial literacy?

Financial literacy is the idea of being competent and knowledgeable in different money management skills, which allows you to take personal financial matters into your own hands. Obviously there are some situations where you may need the advice of a professional, but for the most part, you should be capable of managing your accounts and making sound decisions.

This means being able to successfully take care of the basic necessities like moving money around from your paycheck, making loan payments, and maintaining a healthy budget. It also means being able to make tough, but important financial decisions for some of the large milestones of your life, like purchasing your first home or setting up a retirement plan.

Financial literacy is all about self-improvement and gaining knowledge, so it’s never too late to start, and there is always room for improvement.

Important milestones for young adults

Once you begin your adult life and find your first full-time job, there’s bound to be many other “firsts” for you along the way. While all of these milestones are specific to the individual, and some of them may not apply to you, others will and you need to be prepared for everything that gets thrown your way.

Here is a list of some important milestones for young adults, with a financial literacy tip or trick for each:

First car:

Once you start earning a steady paycheck, you may think it’s time to purchase your first car all on your own. So the question becomes, how much should you spend? The general rule of thumb is that you shouldn't spend more than 15% of your monthly take-home pay. For this reason, you may strongly consider leasing your first car rather than buying. Not only is a monthly lease payment cheaper than if you were to buy the car, but you’ll be able to get a newer model and are only tied to a three-year contract in most cases. Even with a lease, you can still negotiate the price, and if you want to keep the car at the end of your contract, you can usually purchase it for the remaining balance.

Starting a retirement plan:

Although your retirement may seem like it’s decades away, you really need to start planning as soon as possible. If you plan ahead correctly, the money in your retirement plan should grow over time. This means that the earlier that you begin financing your retirement, the better off you’ll be in the long-run. The first step is to take full advantage of the 401(k) program that your employer offers. Ideally, you should be contributing between 10 to 15 percent of your paycheck, but if you can afford more it’s even better. At the very least, you need to be matching your employer’s contribution, which is usually between 3 to 6 percent. This benefit is like free money, so taking full advantage of this will help you out in the long-term.

Paying off debts:

Time is of the essence when it comes to paying off debts. The longer it takes you to make payments, the more the interest will compound—this means it will take you, even more, time and money to pay off your debts. The key to paying off debts is to create a realistic plan and timetable by evaluating your overall budget. It certainly can be hard enough to keep up with the minimum payments, but you really should try to pay off even more if you’re able to. Unfortunately, this means that you may need to place a firm grip on your spending habits. To make things a bit easier, you can follow different debt management plans like the debt snowball or avalanche methods.

Becoming financially independent:

There’s not a more freeing feeling than becoming financially independent from your parents. Many young people receive financial assistance from their parents throughout college, and even into young adulthood—that’s nothing to be ashamed of. But being able to go out and do things on your own dime is a source of pride and accomplishment for young adults. One of the most important steps you can take to become financially independent is to set goals.

What expenses are your parents covering? How will your budget and save to start covering those expenses?

Having honest and open conversations with your parents can help you create a plan and learn along the way.

Financial skills that young adults should know

In order to guide yourself through early adulthood and all of the milestones that come with it, you need to be well-versed in various financial skills. Being able to save, budget, and invest are all important facets of financial literacy.

Here is a list of some skills that should be the foundation of your financial decision-making as a young adult:

Budgeting:

You’ve likely already learned how to budget from the time you had your first part-time job. However, as a young adult with more responsibilities, and more money, it’s time to establish a more in-depth budget. If you haven’t created a spreadsheet that breaks down your monthly income and various expenses by category, that’s step one. But you really should try to budget for several years into the future. This is the only way to prepare for larger expenses in your late 20’s, such as buying your first house. If you want to have enough money for a down payment, the time to start saving is now.

Investing:

Once you’ve covered your monthly expenses and set aside part of your paycheck for a 401(k), you can start exploring other investments. It may be tempting to spend any additional income on your “wants,” but making the right investments is one of the best ways to grow your income and earn more over time. If you want to make more long-term investments in a retirement plan, you can invest in a traditional or Roth IRA.

The main difference between the two accounts is when you pay taxes on the money—a Roth IRA is for after-tax contributions and a traditional IRA is for pre-tax contributions. A Roth IRA is better for individuals who expect to earn a higher income later in life, making it the preferential choice for young adults. If you’re looking for more short-term investments, popular options include money market funds and short-term CDs.

Building credit:

Many young adulthood milestones are much more financially feasible if you have good credit. Having a poor credit score will lead to higher interest rates on loans, which could cause even more issues with debt. Sometimes, you could even be denied access to a credit card if you have a bad score. According to a poll on credit card usage, this is one of the main reasons why more than 1 in 4 young adults (age 22 to 30) doesn’t even have a credit card.

Luckily, it is possible to still access a financial account without a credit check. These types of accounts offer the perfect stop-gap to access banking features until you are able to build credit. As you start off young adulthood, two things are critical to building and improving your credit score: making your bill payments on time and paying off debt. If you can do these things routinely, you’ll be on the right path.

How to practice financial literacy

Now that you’ve learned a fair bit about financial literacy, and how to apply these skills to your personal finances throughout young adulthood, it’s important to remember that you should always be practicing. Financial literacy is a mindset.

It’s all about gaining knowledge.

Take what you learn and apply it, but also never stop learning. Expand your knowledge and skillset by staying up to date with industry trends. Read books and listen to podcasts from thought leaders in the finance industry. Take your experiences as a young adult and carry them with you into your 30’s and beyond.

Never settle for your current financial wellbeing; there’s always room for improvement.

Plenty More Reasons Why Taking Care of Your Lawn Is a Great Idea

Plenty More Reasons Why Taking Care of Your Lawn Is a Great Idea

A well-tended lawn is not only a pleasure to look at, but it is also a place for the entire family to gather and relax. Keeping it clean and tidy makes it a great place for kids to play or even set up a tent to spend time outside during the night.

While the kids play around, the adults can use the lawn to decompress after a hard day at work. Do you remember walking barefoot in the grass? That is one special feeling that can be accessible every day if your lawn is taken care of.

If you manage to maintain the lawn, you basically extend your living space and keep your privacy intact. Even if you aren't much of an outdoorsy person, there are undeniable benefits to having a beautiful lawn. It's just something about the smell of freshly cut grass that makes you stay outside until the last golden streaks of the sunset vanish away. And the more time you spend there, the better it is for your general health in the long run. Here are…

7 Improvements to Your Life That a Tidy Lawn Can Bring

Keeps Your Kids Fit

Sadly, it is a well-known fact that childhood obesity is a severe risk for your children. With so many food options available on counters, the best we can do to maintain health is to make time for physical exercises. If you can add a hammock or a swing to your lawn, this can naturally attract the kids to hang out and play. Going outside and engaging them in activities like baseball or soccer are also great ways to keep them away from the TV.

Stops Pollution

With global warming as a significant risk, it would make sense that each of us does our part. Plants release oxygen by consuming carbon dioxide. So, what can be better to improve the quality of the air that you breathe than by planting some trees? A few trees can offset the carbon footprint created by the cars in your neighborhood. Your lawn and garden can also contribute greatly to increasing the air quality in your area.

Cools down Your House and Lowers Your Bills

Trees act as great shade when placed close to the house, especially if you can block your windows. Meanwhile, having green grass on the lawn will help keep it cool. Asphalt absorbs and stores heat make your AC bills higher.

Improves Soil Health

As many of you know, plant roots help maintain soil integrity. Blend dry grass, branches, dead leaves, and flowers with the upper layer of the soil to make it more fertile. In the unfortunate scenario of an earthquake being occurred, the soil integrity could prove very beneficial. The trees would not collapse so easily if the lawn around them is healthy.

Lower Fire Risk

If you can maintain healthy grass and a green landscape, the risk of fire is greatly reduced. Your house will not be in the way of the fire, thanks to trees and grass. This is not only because of the physical aspect but also due to the fact that humidity is around the house. We all know that trees and healthy grass do not catch fire due to the high concentration of water.

Property Value

It's not a secret that all the high-value houses on sale have well-kept lawns. Not only do they make the house look better, but they also send a clear signal to the buyers that the previous owner has been taking care of the house. Another important aspect is the fact that you would also want your neighbors to have a tidy yard.

Enhances Mental Wellbeing

Being surrounded by lush trees and colorful flowers is a proven boost to a person’s mental health and physical wellbeing. Actually, spending time anywhere in nature, in a park or the wilderness, improves your general mood, triggers new ideas, and results in a happier life overall.

Conclusion

As you can see in the above list, the benefits are quite convincing. However, setting up your lawn and maintaining its perfect shape is not always easy. It requires attention at all times and dedication in order to get awesome results. Homemakerguide.com contains a large collection of tips and tricks to help you with the task of keeping a healthy lawn.

In the comment section, we invite you to share pictures of your yards, engage in constructive discussion about keeping the lawn healthy, what trees and plants are your favorites, and anything else related to a lively lawn.


Author Bio

Elizabeth Barlettah is a mother of 2 kids, who live in a house with a perfect picturesque garden, which Elizabeth designed on her own. She knows lots of tips, even how to find the best garden shoes and shares them with pleasure in her articles.


 

10 Essential Yet Easy Habits to Practice with Family

10 Essential Yet Easy Habits to Practice with Family

By developing good, proper habits, you and your family can minimize the risk of common health conditions, and live to a ripe, old age.

Regardless of what generation you belong to, there are some life hacks which can give you and your family enough energy to enjoy life to the fullest.

However, because lifestyle design has nowadays become such a booming industry, it can be difficult to nail down what habits are worth forming, and which ones are the most beneficial, especially when the entire family is getting involved.

Today, we’re going to share the essential top ten habits which are going to help you and your family live their best life. So, let’s jump straight into it!

#1 – Talk About Your Body Positively

Talk About Your Body Positively

The way you speak your inner dialogue, and how you relate to your body is the way your children are going to grow up and see themselves. Because of this, it is vital that we speak in a  kind and caring manner with ourselves so that our future children will inherit the same healthy habits.

Even if there are parts of your body you don't like, don’t forget to always focus on the things you love about your body. For instance, you can be thankful for the strength you have to lift your children and play with them.

#2 – Don’t Eat Too Many Packaged Foods

We’ve all been in the situation where we’ve grabbed a bag of chips or cereal box and just started eating straight out of it. In the long run, this habit might become a problem because it's close to impossible to portion your food when you're too hungry. Also, because of eating impulsively, you'll end up feeling guilty. What you could do instead of this to prevent you from overeating, is portion everything out. If you don't want your kids to pick up these habits from you, it's best to teach them early on how to eat and portion their food.

#3 – Eat Enough Fruit & Veg

The recommended daily dosage is five pieces of fruit and veg every single day, and it’s surprising how many families don’t manage to eat this amount. If you want to rip the benefits of healthy eating, you can start by simply having a piece of fruit with breakfast and then another one at lunch. After dinner, you can also eat another fruit. Regarding vegetables, you can add two types with your dinner, so you'll easily hit your five of day goal!  Extra fruits and veggies, which you can add, will also be incredibly beneficial to your well-being.

Eat Enough Fruit & Veg

#4 – Have a Meal as a Family Daily

It doesn't really matter which meal it is, as long as you eat it with your family. It's important for families to spend time together, and mealtime can become an incredible occasion to connect and communicate. To improve family relationships, simply chose one meal a day where you can all sit together and catch up on everything that’s been going on.

#5 – Let Kids Help you Out

When you're making dinner, it can be a good idea to get your children involved. If you let your kids help out, you can have more quality time together. Besides, if they help prepare the food, the chances to eat more vegetables are far more likely.

#6 – No Distractions in Family Times

After following the advice above, it is crucial to eat in a mindful manner when you're eating dinner as a family. Once sitting at a table, avoid using smartphones, tablets, computers or TVs. Let these distractions be something reserved after dinner when you can cuddle up on the sofa.

“Practice being mindful at the task at hand, rather than dividing your and your children’s attention up over different activities” shares Nina Smith, a health blogger for State of Writing and Eliteassignmenthelp.

No Distractions in Family Times

#7 – Put Your Marital Relationship First

As a parent in a relationship, it’s important you put your relationship with your partner first, even before the one you have with your children. Even if you have one date night a month or glass of wine after the kids have gone to bed, it's essential to spend some time together.

After all, the happier you and your partner are, the more joyful your entire family unit becomes. Focus on your relationship first, so you can further nurture and build your relationship with your kids.

#8 – Get Outside Together

It’s quite hard to stay angry, in a mood or upset when you’re walking around outside with your family. Also, it's good to make walking a weekly habit. Whether you chose to walk in your local park or your neighborhood, you need to make sure you and your family get enough fresh air.

Leave devices and electronics at home and really engage in actual conversation with your family members and enjoy the time you’re having together.

Get Outside Together

#9 – Play Games

“As we get older, we tend to forget how the world looks like through a child's eye, and we stop appreciating the simple things in life, like the ability to be playful. We have a lot to learn from kids, but we need to be willing to be with them first! My advice to you is to play games with them and connect on a deeper level,” explains Sarah Hardy, a lifestyle writer, and blogger at Academized and Bigassignments.

#10 – Be Open About Life

There many things which a lot of parents are afraid to share or don’t want to talk about to their kids. For instance, you can be the one to teach them about safety plans in case a natural disaster occurs (if you live in a prone area), fireworks, disease, drugs, sex, alcohol, and many other things.

However, if your children don’t learn about them from you, they’re going to find out some other way which might not be the best way. In the end, it would be beneficial for both you and your kids to be open about everything.

Conclusion

As you can see, there are plenty of ways you can optimize your family's level of well being. By introducing these simple and healthy habits that everyone can follow, I can assure you your life will get a lot easier. The more often you follow through with these habits, the easier they’ll get, so why not start today?

When was the Last Time You Gifted Your Time and Volunteered

When was the Last Time You Gifted Your Time and Volunteered

As many of you are aware, our family has chosen to be Telus Ambassadors.

Volunteering is an Integral Part of Our Family

Telus' mission to provide digital services beyond devices and a connection, with a focus on community, customer care, environment and giving back is a natural fit for our family.

Our relationship with Telus began 5 years ago when our family was invited by a friend to participate in the Telus Days of Giving #GiveWhereWeLive.

It was a day full of gardening, painting and washing to help Canuck Place Children's Hospice get their property and transport ready for the season. What an experience knowing that all over the country, Telus employees, friends and family were volunteering their time to help their local communities.

In 2016 alone, Telus donated $42 million to local communities across Canada and contributed 870,000 volunteers hours.

Over the years our relationship has strengthened, and Team Telus has become great supporters of the WLFM Tribe and our vision to help others lead a healthier, happier life with richer relationships.

Each year our family uses the Telus Days of Giving as a reset. A reminder to give back, to be open to opportunities to help others, to share and inspire.

The Telus Days of Giving #MillionHours has officially kicked off!

The goal to reach 1 million volunteer hours to celebrate #Canada150. We invite you to join us and the 21,000 participants volunteering in more than 1500 activities across the country.

For further information visit telus.com/millionhours or simply respond to our email letting us know how you have decided to gift an hour of your time, and consider sharing how you give back via social using #MillionHours.

Obviously our family is not currently located in Canada at the moment, but that's not stopping us from participating in the #MillionHours initiative. There are a few volunteer opportunities available in Bali and we are awaiting to help with the next beach cleanup and hopefully assist with a local orphanage (supposedly they need people to just hold the newborn babies for the human contact, fingers crossed we are accepted).

Volunteering can be an ongoing relationship or the odd opportunity when you are capable. We encourage you to check your local listings. Whether it be local soup kitchens, community clean ups, food banks, beauty nights, community centres, churches, the hospitals or assisted living homes.

Monetary donations are always appreciated, but taking time to personally contribute sparks something totally different within you.

For further inspirations, last year we organized a simple shoe drive for Ruebens Shoes. Collecting 120 pairs of gently used shoes for children to be able to attend school and get an education. With the generosity of Telus we also raised $1400 donation to assist with Reuben Shoes newest project of building an actual school while handing out Vice Cream on a crazy rainy day in downtown Vancouver.

Where can you give back in your local community?

Every little bit matters. What may be simple to us, matters more than you know to someone else.

If you have volunteer ideas or suggestions, please let us know or post in the Facebook group. We already know some of you volunteer on a regular basis, total awesomeness. Thank you for your continued efforts to give back.

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Dai Manuel - The Moose Is LooseThis post is sponsored by TELUS. The opinions and views are wholly my own…

And to be absolutely clear, this is my disclaimer: “Just so you know, I have been compensated to share my ideas on this topic. Sometimes it is in the form of products, or services or even money… But here’s the thing; I won’t  share anything with you that I don’t fully support. It doesn't matter what it is, or how much they are willing to give me if I don’t believe in it, It won’t be on my site. Seriously. You’ll just have to trust me on this.” ~ Coach Moose

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Why we need a pay it forward culture through #theGivingEffect

Why we need a pay it forward culture through #theGivingEffect

“In the end, though, maybe we must all give up trying to pay back the people in this world who sustain our lives. In the end, maybe it's wiser to surrender before the miraculous scope of human generosity and to just keep saying thank you, forever and sincerely, for as long as we have voices.”

When Elizabeth Gilbert wrote this statement in her acclaimed book, Eat, Pray, Love, I don't think she knew how profoundly it would connect with people everywhere. Our deep desire need to pay back is both unnerving and at times down right stressful. The idea that we owe someone for doing something nice for us is ridiculous in my books. People like to help people for the sake of helping people, not for the hope that someone will now have to reciprocate the kindness just because. 

Maybe, just maybe, if we changed our focus to paying it forward and not paying it back we'd then see a global mindset shift to an altruistic approach to helping for the sake of unconditional love of our fellow, less fortunate global citizens.

What is the TELUS' Giving Effect

I felt this was the case when I was first introduced to TELUS' #theGivingEffect and Day of Giving initiatives.

Who would have thought an invite from a TELUS team member four years ago, inviting my family to take part in the TELUS Day of Giving, would become a long-term relationship with a company that is all about giving back to local and global initiatives.

This year as a Team TELUS Advocate I've had some amazing experiences. From private musical performances atop the newly built TELUS Garden roof-top to box seats at We Day and the BC Lion's game opener, but none is as rewarding as our recent opportunity to run our own fundraising event to help a local Vancouver non-profit called Ruben's Shoes.

Who is Ruben and What is the charity ‘Ruben's Shoes'?

When we were first introduced to Ruben's Shoes at a CrossFit competition years ago we were immediately drawn in to their cause. I can't explain it as well as the following video so have a quick watch to learn a bit more about the organization:

Why were we inspired to create a local Giving Effect?

Each year our family is amazed with how much TELUS contributes in time and resources, so when we were invited to take part in #theGivingEffect initiative earlier this year, we felt inspired to see what we could do personally.

Our belief is that every act of giving inspires another, so my family and me invited people in our local community to join us in Yaletown (an area in Vancouver, Canada). Giving is simple and fun (and can be tasty too), and with the generosity of TELUS we were able to share a local Vancouver company's healthy alternative to ice cream. We partnered with Nice Vice to offer an ice cream treat for either a cash donation or shoe contribution for Ruben's Shoes.

The forecast was optimistic, but true to Vancouver weather fashion, and with some incredible luck, when it rains it pours!

 

With Passion-fruit, Strawberry and Chocolate on the Nice Vice menu, the rain didn't stop Eventbase‘s Jeff Sinclair's generosity to give. Jeff, while walking his dog in the park, felt compelled to ask why a group of people were standing on the corner handing out ice cream in the pouring rain. He gave the time for us to explain The Giving Effect and our initiative to collect gently used shoe contributions and cash donations for Ruben's Shoes while sharing ice cream with the community.

Jeff returned with two colleagues and purchased ice cream for his entire office – the giving effect at work!

Between Jeff's kindness (or pity, but after speaking with Jeff and his team, giving is definitely a company core value), the wonderful TELUS, and the fabulous families of Yaletown who braved the rainy afternoon, we collected 120 pairs of shoes along with $1400 in cash donations to help Ruben's Shoes.

Paying it forward creates a giving effect

Seeing local children approach the Nice Vice truck with such pride, handing over their shoes, some knowing why, some learning why and some just there for the free ice cream, but either way each pair of shoes provided helps a child overseas receive an education. Seeing many of their eyes widen when they heard the reason their kindness mattered was worth bearing the wet event in itself. Whether the day entailed simply 10 or 1000 donations, the giving effect was in full effect. Because it all starts with one act of kindness…

Thank you to Jeff and the Eventbase team for ensuring the freshly hand crafted ‘ice cream' was consumed!

Thank you to the moms, dads, grandparents and children who took the time to sort through their shoes and give them to Ruben's Shoes.

Thank you to Nice Vice for sharing their healthy ice cream alternative with the community.

And thank you to everyone at TELUS for inspiring us to spend a few hours of our time GIVING!

If you feel inspired to pay it forward and create your own giving effect, let me know. I'd love to help you get the word out – email me anytime at coach (at) daimanuel.com – until then, keep sharing smiles, your time and energy to help make this world a better place. Through one act of giving at a time, I feel we can create a tsunami of kindness which can inspire people everywhere to be instruments of giving.

Can you imagine what that world would look like?

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11 Ways To Motivate Your Kids To Exercise More Often

11 Ways To Motivate Your Kids To Exercise More Often

Motivating kids to do something that’s actually good for them can be a handful; try telling them to eat the green healthy vegetables they so meticulously pick out and put aside. Yea, you know where that one’s headed! Well, it is possible, you’re just going to have to be a tad bit clever with that and you can still manage to get the natural goodness of veggies into their systems.

But what about exercise?

some days are simply meant for playing

The unfortunate reality is that kids rarely get the ‘healthy for you’ talk, and are more inclined towards doing things that are unhealthy – or fun. Not that unhealthy things are fun, but you probably get the point. So how exactly do you go about motivating your kids to do some sort of physical exercise as often as possible?

11 Ways to Motivate Your Kids to Exercise More Often

#1) Start small

That’s the key to it all. Trying to do too much, too soon can often end up being more discouraging as opposed to motivating. And this is one mistake that a number of parents end up making. For your kids, running 10 laps around the block might sound like a lot, but if you tell them to start with just a couple of meters, they’ll like the idea even more and they will eventually increase their threshold as time goes by. But if you’re going to overburden them in the start, they’re going to hate exercising just like they hate doing other household chores.

#2) Make them walk the dog

dogs are not our whole life but they make our life whole

Walking is one of the best exercises to keep your mind and body active throughout the entire day. Not to mention, it’s great for musculoskeletal health and for decreasing the early onset of chronic illnesses such as diabetes, obesity, and cardiovascular disease. But you know how kids feel about walking – most of them don’t even like to walk to the kitchen to fetch a glass of water for themselves. So how do you motivate your kids to adopt this exercise? Well, if you’ve got a dog, then it’s pretty simple; just ask them to take the dog out for a walk and mission accomplished. Make them do it more often. Besides, even the dog could use a stroll outdoors to empty its digestive tract.

#3) Timing is crucial

Time is a big reason; if you get the timing right, you might not even have to press your kids so much to exercise. Kids usually have a favorite show or two on TV and they’re more than unwilling to move from in front of the idiot box when their favorite show is on air. Obviously, if you’re going to tell them to do anything let alone exercise during that time, they’re not going to be happy about it. Sacrifice is an important lesson to teach your kids, but you should pick a time for their exercise or fitness routine that doesn’t clash with other activities of theirs. Pick a time for a light workout when you know they won’t resist; like right after dinner, or after school?

#4) Don’t limit your ideas

Ok, so exercise isn’t just walking and working out at the gym; at least not for kids. If you want to motivate your kids into adopting a healthy lifestyle and pick up exercise more regularly, you need to add some variety to the mix so that fitness regimes don’t end up feeling and looking like a military dictatorship. Adults often forget that playing too is a form of exercise. If you make them walk the dog one day, play a game of soccer with them the next. And stacking could be the third. For kids, exercise isn’t and shouldn’t be about the gym alone; as long as it gets them moving and working some, if not all of their muscles, it’s good.

#5) Phone-a-friend

If you need an extra hand in the motivation department, feel free to invite one of your kid’s friends for a hike. When they know that their friend(s) is coming, they’ll be even more excited and motivated. You could even use this as an opportunity to get to know your kid’s social circle even better by inviting their entire family.

#6) Track everyone’s progress

In fact, this has to be one of the best motivational techniques ever. Set fitness and exercise goals for the entire family, keep a calendar separately for this purpose and mark everyone’s progress on it. That way, everyone knows what everyone’s up to and where they stand. Watching others progress is a great way to induce motivation especially if your kids have the competitive gene in themselves.

#7) Connect with nature

We dont stop playing because we grow old

Another way to motivate your kids to exercise more often and thus live living healthy lifestyles is by getting them to connect with nature. Be it spending more time outside of home away from technology or connecting with nature in a more literal sense by indulging In outdoor yoga, the more your kids embrace nature, the closer they’ll get to it. And it wouldn’t be long before they realize how important it is to make healthy choices in life. Not only will they be motivated to love healthy, they’ll also want to eat healthy and exercise more. If not for nature, then at least do it or a cause. Is your family a bunch of couch potatoes? Well, tell them that things are about to change!

#8) The Five Minute Warning

If you’re having difficulties in getting your kids to commit to exercising, motivate them by saying that they only have to give you five minutes – which is actually long enough for anyone to break a small sweat. However, the trick is that it never ends at five. In fact, a five-minute routine usually ends up turning into more than ten, which is better. Do that a couple of times and they’ll be used to it before you even know it; you wouldn’t even have to motivate them with the five-minute line the next time.

#9) Make a schedule

Once your kids are getting the hang of exercise, making a weekly schedule is going to motivate them even more. Like adults, kids too respond better to a structured schedule; it just takes them a little longer to get used to it. You might want to set a date and time for the planned exercise and write it on the family calendar – if you’ve worked on one that is.

#10) Let them pick

In fact, if there’s a particular sport or exercise your kid enjoys, try doing that more often; let them be the decision makers for once. That way, they’ll be more motivated to take part and you wouldn’t have to spend a good fifteen minutes trying to convince them over the benefits of exercise. So if your kid likes bicycling give them some care instructions on cycling and let them ride. You could even ask your kids to take charge of the family fitness program for a week. That would build their interest even further simply by being in an authoritative position. Everyone likes to play boss after all!

play is the highest form of research

#11) Bring in some competition

Competitions are always a great motivator especially when it’s the parents vs. kids types. You’re obviously going to win, but if you want to motivate your kids to work harder in achieving exercise and fitness goals, and work harder in general when faced with a challenge in life, it’s the idea of keeping ahead of their competition that’s going make them successful in the long run!

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Author Bio: Zyana Morris

Zyana Morris is a passionate health and lifestyle blogger who loves to write about prevailing trends. She is a featured author at various authoritative blogs in the health and lifestyle industry.  You can find her using twitter @ZyanaMorris

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